Likewise, if you’re saving for a future vacation, back to school shopping, or Christmas then you’ll want to add these savings categories to your budget as well. Budget templates Browse our free templates for budget designs you can easily customize and share. If you currently have debt payments, you will need to include those in your budget. Below are examples of variable expenses that you will want to include in your budget: For instance, you might budget a different amount for groceries from one paycheck to the next. Having sufficient funds to cover all of our monthly expenses can be majorly painful for those trying to build savings or minimize debt. Simple and Minimal Printable Monthly Budget Planner. They won’t necessarily match your budget from the month before. Explore professionally designed budget templates you can customize and share easily from Canva. Variable expenses include bills that will change from month to month. Streaming services (Hulu, Netflix, Spotify, etc.).Below are examples of fixed expenses that you’ll want to include in your budget: You can expect to pay the same amount on these bills or expenses every single month. You can use the excel file to create and analyze personal or household budget. Fixed Expensesįixed expenses include bills that do not change from month to month. Download Excel template to track household budget. Before you adjust the expense categories on the Summary spreadsheet, I recommend that you add a third. If you’re new to budgeting, then you’ll want to be sure that your budget includes fixed expenses, variable expenses, and debt/savings. The third step is to customize your sample monthly budget. 3, Enter your monthly income (Incoming Money), expenses (Outgoing Money) and savings (Saving for the future) into the yellow. Before diving into this particular budget example, you should know a few important things about budgeting. It’s a great way to help you learn how to make budgeting doable so that it’s something you can stick with it in the long run.īy looking over a sample budget you will likely learn tips and tricks to help make budgeting easier for your family. Free Household Budget Spreadsheet for Excel and Google Sheets Updated If you are in need of a detailed budget worksheet with a large variety of budget categories, our Household Budget Worksheet for Excel, Google Sheets or OpenOffice will help you compare your actual spending to your intended budget on a monthly basis. I totally get it! If you’re a visual learner, you probably want to see a real family’s sample budget so that you will be motivated to tackle budgeting once and for all.Īnd because money tends to be something that most friends don’t discuss, a sample budget is important to help you know if you’re on the right track. If you’re new to budgeting, then you’re likely searching the internet looking for a sample budget so that you can truly SEE budgeting in action.
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